General Terms and Conditions

Last updated: 1 May 2024

1.1.    Definitions

The following definitions apply for the terms used in these General Terms and Conditions:

Agreement: The agreement between IBFD and the Client for the supply of the products and/or services, including but not limited to Licenses, Orders and Subscriptions.

Client: Any party, including its successors or permitted assigns, that enters into an Agreement with IBFD, purchases a product and/or service from IBFD, or requests an offer from IBFD.

Consumer: A Client who is a natural person buying products and/or services from IBFD for personal and non-business use.

Force Majeure: An event or sequence of events beyond IBFD’s reasonable control preventing or delaying it from performing all or part of its obligations under the Agreement, including, but not limited to, interruption or failure of supplies of power, fuel, water, transport, equipment, network or telecommunications service; (threat of) war, riot or civil unrest; strike, lockout or boycott, or other industrial action or dispute involving IBFD’s or its suppliers’ workforce; government measures; fire, flood, lightning, earthquake or other natural disasters; but excluding the Client’s inability to pay or circumstances resulting in the Client’s inability to pay.

IBFD: The International Bureau of Fiscal Documentation (officially: Stichting Internationaal Belasting Documentatie Bureau; Stichting = Foundation), a Dutch legal entity with offices in the Netherlands (headquarters), the United States of America, China and Malaysia. IBFD and International Bureau of Fiscal Documentation are registered trademarks of Stichting Internationaal Belasting Documentatie Bureau. For the purpose of these General Terms and Conditions, the term “IBFD” shall mean and include any licensors, heirs, executors, administrators, successors and permitted assigns.

Intellectual Property Rights: Patents, rights to inventions, copyright and related rights, trademarks, business names and domain names, rights in get-up, goodwill and the right to sue for passing off, rights in designs, database rights, rights to use, and protect the confidentiality of, confidential information (including know-how), and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world. 

License: A permission granted to the Client and the Client’s authorized users by IBFD to access, store and use its online or electronic products and/or services, whether on a paid or free trial basis, pursuant to these Terms and Conditions and any other terms specified in the Agreement. 

Offer: A voluntary or requested conditional promise submitted by IBFD to a Client for acceptance, which becomes legally enforceable if accepted by the Client.

Online Collections: All online publications provided on IBFD’s Tax Research Platform (TRP), including but not limited to journal articles & opinion pieces, books, country tax guides, global topics, tables, news, and case law.

Order: The Client’s order for the products and/or services to which these General Terms and Conditions apply and which is agreed upon by both parties.

Subscription: An arrangement between IBFD and the Client whereby the Client pays in advance to have IBFD grant a License or supply the Client with products and/or services on a regular basis, pursuant to these General Terms and Conditions and any other terms specified in the Agreement. 

Websites: The Website www.ibfd.org as well as any subdomains of ibfd.org that are owned and managed by IBFD.

Yearbook: A book of which IBFD publishes a new edition every year, whether in print, online or e-book format. 

1.2.    Applicability

1.2.1.    All Agreements, Orders, Offers or other purchases and/or sales of IBFD’s products and/or services are governed by these General Terms and Conditions.

1.2.2.    IBFD shall not accept provisions in derogation of these General Terms and Conditions, unless previously confirmed by IBFD in writing.

1.2.3.    IBFD reserves the right to update or modify these General Terms and Conditions at any time. The most current version of the General Terms and Conditions can be found on IBFD's Websites. Changes to these General Terms and Conditions will be announced in a notice on IBFD’s Websites. The use of IBFD Websites and the use of IBFD’s products and services following any such change constitute the Client’s agreement to follow and be bound by the General Terms and Conditions as changed. Clients are encouraged to review these General Terms and Conditions whenever visiting IBFD’s Websites.

1.2.4.    In the event that any part of these General Terms and Conditions is determined by a competent authority to be invalid, such parts shall be severed from the remaining terms, which shall continue to be valid and enforceable to the fullest extent permitted by law.

IBFD offers different types of products and services, such as online collections, (online) journals and opinion pieces, (online, electronic) books, (online) courses, webinars, tax research services, library services and email services.

All products and services offered by IBFD are subject to these General Terms and Conditions. Specific terms applicable to certain products and services are outlined below. For more information of our products and services, please contact IBFD Customer Support.

2.1.    Subscriptions

This section applies to Subscriptions to Online Collections, printed books, e-books and journals.

2.1.1.    The Subscription will enter into force at the moment that the Client submits an Order or enters into an Agreement with IBFD.

2.1.2.    The regular Subscription fee for Online Collections is for up to 5 (five) users at a single location, unless otherwise indicated. Additional users/locations may be added at a surcharge.

2.1.3.    The standard Subscription Agreement period for Online Collections between IBFD and the Client is 1 (one) year. 

2.1.4.    Except for the Subscription to Yearbooks as described in section 2.1.6., Subscriptions to Online Collections and printed journals will automatically be renewed for successive periods of 1 (one) year, unless the Client notifies IBFD in writing by postal mail or email, no later than 30 (thirty) days prior to the start of the new subscription year, of their decision to terminate, downgrade or in any other way adjust the Subscription. If the Client has explicitly agreed to a new Subscription to an Online Collection or printed journal before the automatic renewal, or if automatic renewal has already taken place, it is not permitted to terminate the new Subscription Agreement for the period of 1 (one) year. 

The preceding does not apply in the case that the Client qualifies as a Consumer, in which case the right to terminate the Subscription to printed journals exists at any time, provided that a notice period of 30 (thirty) days is duly taken into account, and, for the Subscription to Online Collections, the standard subscription period is for 1 (one) year with no automatic renewal. 

2.1.5.    Except for the Subscription to Yearbooks as described in section 2.1.6., Subscription to printed books will automatically be renewed with each publication of a new edition, unless the Client notifies IBFD in writing by postal mail or email of their decision to terminate, downgrade or in any other way adjust the Subscription. If the Client has explicitly agreed to a new Subscription to a printed book before the automatic renewal, or if automatic renewal has already taken place, it is not permitted to terminate the new Subscription Agreement.

The preceding does not apply in the case that the Client qualifies as a Consumer, in which case the automatic renewal does not apply.

2.1.6.    A Subscription to a Yearbook obliges the Client to purchase at least 1 (one) successive future edition. The Subscription will automatically be renewed with each publication of a new edition, unless, after purchasing at least 1 (one) further edition, the Client notifies IBFD in writing by postal mail or email of their decision to terminate, downgrade or in any other way adjust the Subscription. If the Client has explicitly agreed to a new Subscription to a Yearbook before the automatic renewal, or if automatic renewal has already taken place, or if the Client has not fulfilled the requirement to purchase at least 1 (one) successive future edition, the new Subscription Agreement cannot be terminated until after the outstanding payment for the then final edition has been settled.

The preceding does not apply in the case that the Client qualifies as a Consumer, in which case the Client is not obligated to purchase any future edition of the Yearbook and automatic renewal does not apply. 

2.1.7.    Notwithstanding IBFD’s rights under sections 4.3.6. to 4.3.7. and section 7., both IBFD and the Client have the right to terminate the Subscription, upon written notice by postal mail or email, if the other party breaches any provision of these Terms and Conditions and fails to remedy such a breach within 15 (fifteen) days of receipt of written notice from the non-breaching party.

2.1.8.    Renewal fees for all Subscriptions are subject to an annual price increase, which is determined on a yearly basis.

2.2.    Classroom courses

IBFD provides classroom courses on international taxation and specialized topics that are of interest to the international tax community (see https://www.ibfd.org/Training).

2.2.1.    IBFD reserves the right to cancel a classroom course due to unforeseen circumstances or if there is an insufficient number of registrations, in which case IBFD’s liability will be restricted to a refund of any course fees paid. In case of an insufficient number of registrations, IBFD will send cancellation notices at least 14 (fourteen) days prior to the course. Once delivery has been accomplished (see section 5.1.1.), no refunds will be made by IBFD.

2.2.2.    IBFD reserves the right to alter published programmes and speakers without prior notice.

2.2.3.    A Client may be prevented from attending a classroom course due to unforeseen circumstances. If the Client notifies IBFD in writing of the cancellation:

  • at least 14 (fourteen) days prior to the course, an administration fee of EUR 250 (two hundred and fifty euros) or USD 250 (two hundred and fifty US dollars) (exclusive of VAT) will be charged;
  • within 7 to 14 (seven to fourteen) days prior to the course, a cancellation fee of 50% (fifty percent) of the course fee will be charged; or
  • less than 7 (seven) days prior to the course, the full course fee will be charged.

2.2.4.    The invoiced party may replace an original participant with another person without charge, provided that IBFD is informed a minimum of 2 (two) working days prior to the course.

2.3.    Online courses

IBFD provides online courses on international taxation and specialized topics that are of interest to the international tax community (see https://www.ibfd.org/Training).

2.3.1.    IBFD reserves the right to cancel an online course due to unforeseen circumstances, in which case IBFD’s liability will be restricted to a refund of any fees paid. Once delivery has been accomplished (see section 5.1.1.), no refunds will be made by IBFD.

2.3.2.    IBFD reserves the right to alter published programmes and presenters without prior notice.

2.3.3.    Access to an online course is provided for a fixed period of 2 to 4 (two to four) months from the date of purchase, depending on the length of the course (i.e. the number of modules).

2.3.4.    Access to online courses is granted on an individual basis and cannot be transferred to another person. Each user registered for an online course will be issued with a username and password for use exclusively by that individual user. Access to online courses is monitored and if any misuse is suspected, access will be terminated immediately.

2.3.5.    In the event of non-accessibility to an online course as a result of a system breakdown or malfunctioning of IBFD’s online hardware and/or software infrastructure for a period exceeding 24 (twenty-four) hours, upon request, IBFD will extend the user’s access for a reasonable period of time.

2.4.    Certificate programmes

IBFD offers certificate programmes in international taxation for tax professionals working on issues of cross-border taxation. Such programmes are made up of multiple online training components (IBFD online courses and webinars).

2.4.1.    IBFD reserves the right to cancel a certification programme due to unforeseen circumstances or if there is an insufficient number of registrations, in which case IBFD’s liability will be restricted to a refund of any course fees paid. In case of an insufficient number of registrations, IBFD will send cancellation notices at least 14 (fourteen) days prior to the course. Once delivery has been accomplished (see section 5.1.1.), no refunds will be made by IBFD.

2.4.2.    IBFD reserves the right to alter published programmes and presenters without prior notice.

2.4.3.    A certificate provides a personal qualification; therefore, a registered participant cannot be replaced by another person.

2.4.4.    Access to each of the online components of the programme is granted on an individual basis and cannot be transferred to another person. Each registered user will be issued with a username and password for use exclusively by that individual user. Access to the online components is monitored and if any misuse is suspected, access will be terminated immediately.

2.4.5.    A Client may be prevented from following the certificate programme due to unforeseen circumstances. In the event of cancellation, the Client shall notify IBFD in writing of the cancellation and an administration fee may be charged based on the length of the notice period.

2.4.6.    Payment must be made in full, by credit card or by another accepted payment method defined on IBFD’s Websites, before the start of the programme. Payment in instalments is not possible.

2.4.7.    The programme is to be completed within 6 (six) months. Access to the online courses and webinars will be granted for this period only and ends automatically thereafter.

2.5.    Webinars

IBFD offers live and on-demand webinars on international taxation and specialized topics that are of interest to the international tax community.

2.5.1.    IBFD reserves the right to cancel a live webinar due to unforeseen circumstances, in which case IBFD’s liability will be restricted to a refund of any fees paid. Once delivery has been accomplished (see section 5.1.1.), no refunds will be made by IBFD.

2.5.2.    IBFD reserves the right to alter published programmes and presenters without prior notice.

2.5.3.    Access to webinars is provided for a fixed period of 12 (twelve) months from the date of purchase or broadcast. If a Client is prevented from attending a live webinar, they will have access to the on-demand webinar for a period of 12 (twelve) months. 

2.5.4.    Access to IBFD webinars is granted on an individual basis and cannot be transferred to another person. Each user registered for a webinar will be issued with personal access details for use exclusively by that individual user. Access to IBFD webinars is monitored and if any misuse is suspected, access will be terminated immediately.

2.6.    E-books and pay-per-view documents

IBFD sells certain products on a single-purchase basis, such as e-books via the IBFD Shop and journal articles and treaty documents via IBFD’s pay-per-view service. IBFD provides these products as follows:

  • e-books are sent via a link by email and must be downloaded within 28 (twenty-eight) days of the date of purchase, during which time the e-book may be downloaded a maximum of 5 (five) times;
  • pay-per-view journal articles are sent via a link by email and must be downloaded within 48 (forty-eight) hours of the date of purchase; and
  • pay-per-view treaty documents are sent as a PDF document by email.

2.6.1.    A Client purchasing an IBFD e-book or a pay-per-view document is granted a non-exclusive and non-transferable License to access and use the e-book or pay-per-view document for their personal reference and informational purposes, subject to the following conditions:

  • the Client shall not make alterations to (any part of) the e-book or the pay-per-view document, nor permit (any part of) the e-book or pay-per-view document to be combined with, or become incorporated in, any other document;
  • the Client shall not move, copy, reproduce, network or otherwise transfer (any part of) the e-book or pay-per-view document to any computer or other device belonging to any other person; and
  • the Client shall not share, lease, loan, rent, sell, license, sublicense, transfer, network, reproduce, display, distribute, translate or otherwise make (any part of) the e-book or pay-per-view document available to any other person.

2.6.2.    Unless otherwise agreed in writing, access to IBFD’s e-books and pay-per-view documents is granted on an individual-user basis. IBFD’s e-books and pay-per-view documents are protected by “Social DRM” (Digital Rights Management). Each e-book and pay-per-view document file is unique and contains both visible and invisible watermarks that link it to the Client who purchased and downloaded it. Downloads of IBFD’s e-books and pay-per-view documents are monitored, and if any misuse is suspected, the Client’s right to use the e-book or pay-per-view document will be terminated immediately. In the event of termination, the Client must destroy the original and all copies of the e-book or the pay-per-view document.

2.7.    Events

IBFD regularly organizes events, such as seminars, conferences, symposiums and meetings, on international taxation and specialized topics that are of interest to the international tax community.

2.7.1.    IBFD reserves the right to cancel an event due to unforeseen circumstances or if there is an insufficient number of registrations. In case a registration fee was paid, IBFD’s liability will be restricted to a refund of the paid fee. In case of an insufficient number of registrations, IBFD will send cancellation notices at least 14 (fourteen) days prior to the event.

2.7.2.    IBFD reserves the right to alter published programmes and speakers without prior notice.

2.7.3.    A Client may be prevented from attending an event for which they paid a registration fee due to unforeseen circumstances. If the Client notifies IBFD in writing of the cancellation:

  • up to 7 (seven) days prior to the event, a cancellation fee of 50% (fifty percent) of the registration fee will be charged; or
  • less than 7 (seven) days prior to the event, the full registration fee will be charged.

2.7.4.    In case a registration fee was paid, the invoiced party may replace an original participant with another person without charge, provided that IBFD is informed a minimum of 2 (two) working days prior to the event.

2.7.5.    Once delivery has been accomplished (see section 5.1.1.), no refunds will be made by IBFD.

3.1.    IBFD’s acceptance of the Client’s order may be expressed in the form of written acceptance; preparation for, or commencement of, performance of all or any portion of the product(s) or service(s) subject to the order; shipment of the product(s) or delivery of the service(s) subject to the order; or any other conduct that indicates IBFD’s acceptance.

3.2.    IBFD reserves the right to refuse an order without reason or cause. IBFD will inform the Client within a reasonable period of time if an order is not accepted by IBFD.

4.1.    Prices and costs

4.1.1.    All prices for IBFD’s products and services are offered without engagement and are valid for the period of time indicated. Agreement on the price is reached upon acceptance of the Client’s order by IBFD.

4.1.2.    IBFD reserves the right to change the prices of its products and services at any time. Subscription prices are generally subject to an annual increase.

4.1.3.    All prices are exclusive of VAT and any shipping fee or handling costs. For printed products (excluding journals), a shipping fee will be charged.

4.1.4.    A mandatory handling fee is applicable to Clients who require certified legal documents attached to their IBFD invoice and/or Clients who require IBFD invoices to be submitted via an invoicing portal.

4.1.5.    Import or customs duties may be levied on shipments to recipients outside the European Union. The applicable amount is determined by the customs of the country of the recipient and may vary per country. These costs are not included on the Client’s order confirmation. IBFD cannot be held liable for any import or customs duties levied.

4.1.6.    All prices and invoices are exclusive of local taxes (if applicable).

4.2.    Discounts

IBFD may offer discounts on books, trainings, events or certain package Subscriptions.

4.2.1.    All discounts are non-cumulative with regard to any other discounts offered by IBFD or an IBFD reseller.

4.2.2.    Discounts may be provided in different ways, e.g. as a bulk discount based on the number of units ordered or by means of a discount code for a certain promotion, time period or client type. Discount codes can only be used by the original recipient and may not be transferred to or shared with other parties.

4.2.3.    IBFD reserves the right to revoke, at any time, any discount offered. Exceptions can be made when a discount was explicitly included in an Agreement between IBFD and the Client.

4.3.    Payment

4.3.1.    IBFD accepts bank transfer, credit card, and other accepted payment method defined on IBFD’s Websites. Upon placing an order, the Client is asked to indicate which method they prefer. For some products, IBFD may only accept one payment method. Credit card payment is not accepted for invoice amounts above EUR 10,000 (ten thousand euros) or USD 10,000 (ten thousand US dollars). 

4.3.2.    IBFD only accepts payments from the bank account of the Client or from the bank account of an entity or person with a direct relationship to the Client. IBFD has the right to request additional information regarding the relationship between the Client and the related party.

4.3.3.    The region in which the Client is located determines the currency used on the invoice. Clients in the Americas, the Caribbean and the Asia-Pacific region will be invoiced in US dollars. Clients in the rest of the world will be invoiced in euro.

4.3.4.    The invoice(s) will be delivered separately from the ordered products and/or services.

4.3.5.    The Client is expected to pay the invoiced amount within 30 (thirty) days from the invoice date, except in the case of IBFD classroom courses, online courses, certificate programmes and webinars (payment prior to commencement of the course) and in the case of single-purchase items such as e-books and pay-per-view products (payment prior to delivery).

4.3.6.    It is the Client’s responsibility to keep the information in their IBFD account up to date and to promptly notify IBFD of any changes to their billing, mailing and/or registration information (see section 10.). 

4.3.7.    If the Client fails to pay the invoiced amount within the agreed payment term, they will be deemed to be in immediate default by operation of law and IBFD will have the right to claim payment of legal interest and of extra judicial costs. Any subscriptions and/or online access will be terminated immediately without further notice. Access to on-site or online training will be denied or halted.

4.3.8.    IBFD has the right to suspend delivery until full payment of any outstanding and/or due invoice is received by IBFD. The Client shall not be permitted to suspend any of their debts or to set off any of their debts against any disputed or undisputed debt owed to the Client by IBFD.

5.1.    Delivery

5.1.1.    Delivery is accomplished when IBFD has transferred possession of the ordered product(s) to a common carrier; or, for web-based products (online collections, IBFD online courses or webinars), when the Internet access password has been sent to the Client; or, for IBFD classroom courses and events, when the course or event has taken place; or, for tax research services, when the report has been delivered to the Client; or, for e-books and pay-per-view documents, when the download link email has been delivered to the Client.

5.1.2.    Delivery will take place within a reasonable period of time after receipt of the Client’s order or, for an IBFD live webinar, on the specified date. Except under such circumstances as described in section 5.1.3., the Client is entitled to cancel their order if delivery does not take place within 60 (sixty) days of receipt of the order or, for an IBFD live webinar, on the specified date. In that case, the Client is not entitled to any compensation other than, if applicable, a total refund of the already paid costs (including shipping and handling) of the ordered product or live webinar.

5.1.3.    The Client is not entitled to a refund in case the Client’s order is lost, or delivery is delayed, due to the interference of, or the Client’s failure or inability to cooperate with, the customs office or any other fiscal, regulatory or governmental authority of the country of delivery.

5.1.4.    In the case of e-books and pay-per-view documents, delivery will take place within a reasonable period of time after authorization of payment by the Client.

5.1.5.    All risks related to the ordered products of IBFD shall transfer to the Client at the moment of delivery. Ownership of printed products will remain with IBFD until the moment that all outstanding invoices, including costs and legal interest, are paid by the Client in full.

5.2.    Returns

This section applies only to printed product purchases.

5.2.1.    The Client may cancel their order at any time without cause under the following conditions:

  • the product shall be returned in the same, undamaged condition in which it was received;
  •  the product shall be returned within 14 (fourteen) days after delivery; and
  • the product shall be returned to IBFD at the Client’s own expense. 

If these conditions are met, IBFD will reimburse the Client for the amount paid (including shipping and handling) within 30 (thirty) days after receipt of the returned product.

5.2.2.    Products should be returned along with a completed Product Return Form.

6.1.    All of IBFD’s products and services have been carefully compiled by IBFD and/or its researchers/editors/authors/instructors, but no representation is made or warranty given (either express or implied) as to the completeness or accuracy of the information contained therein. IBFD and/or its researchers/editors/authors/instructors cannot be held liable for the information in IBFD’s products, for any decision or consequence based on the use of the information, or for any indirect or consequential damages resulting from the use of the information. However, IBFD will be liable for damages that are the result of an intentional act (opzet) or gross negligence (grove schuld) on IBFD’s part. In no event shall IBFD’s total liability exceed the price of the ordered product, or the total amount of fees paid in the preceding 12 (twelve) months.

6.2.    The information contained in IBFD’s products and services is not intended to serve as an advice on any particular matter. The Client should not act on the basis of any matter contained in IBFD’s products or services without considering appropriate professional advice. 

6.3.    In the case of online collections, e-books, pay-per-view documents, IBFD online courses, online webinars, and certificate programmes, it is the Client’s responsibility to ensure that their computer equipment is furnished with proper software/hardware to access the above products and/or services (including maintaining Internet connectivity) and adequately protected against viruses, unauthorized access and other security breaches. IBFD is not responsible for any damage to the Client’s or any other connected computer resulting from any such security breach, virus, bugs, tampering, unauthorized intervention, fraud, error, omission, interruption, deleting, defect, delay in operation or transmission, computer line failure or any other technical or other malfunction.

6.4.    In the case of online collections, e-books, pay-per-view documents, IBFD online courses, online webinars, and certificate programmes, the Client has access to the online publications and products 24 (twenty-four) hours per day. However, IBFD cannot be held liable for periods of non-accessibility of its online publications and products, or for any damage caused by a malfunction or a cease of operation of its Websites. If access to (a part of) the online publications or products is not possible as a result of a system breakdown or malfunctioning of IBFD’s online hardware and/or software infrastructure, IBFD will make all reasonable efforts to solve the problem. IBFD will inform all relevant Clients if the access problem cannot be solved within 72 (seventy-two) hours (Saturdays and Sundays not included) after discovery by IBFD of the non-accessibility. If access cannot be restored during the following 72 (seventy-two) hours (Saturdays and Sundays not included), the Client has the right to terminate the Agreement with IBFD. IBFD will refund the license fees for the remaining months (pro rata restitution). 

6.5.    If IBFD cannot comply with the provisions of the agreement with the Client due to an event of Force Majeure (see section 1.1.) which continues for more than 60 (sixty) days, the Client and IBFD have the right to terminate the Agreement. Upon such termination, any amounts owed by the Client up to the termination date shall remain payable in full and will become due immediately upon termination. IBFD shall reimburse the Client for any license fees paid beyond the termination date. Neither party shall have any liability to the other as a result of an event of Force Majeure, notwithstanding any liability that may result from non-performance before an event of Force Majeure.

For more information, see IBFD’s Terms of Use.

7.1.    IBFD is the sole and exclusive owner of any Intellectual Property Rights to IBFD’s products, services, and Websites, including all materials and all copyrights, trademarks and any other intellectual property rights, in accordance with Dutch and EU copyright laws and treaties. No part of IBFD’s products or services may be reproduced and/or disclosed in any way without the prior written consent of IBFD. No part of IBFD’s Websites, including their code, content and design, may be copied, mirrored, impersonated and/or pirated in any way or by any means. 

7.2.    Unless otherwise agreed in writing, IBFD will grant the Client and the Client’s authorized users a non-exclusive, non-sublicensable and non-transferable License to access, store and use a product or service of IBFD; no Intellectual Property Rights will be transferred to the Client. The access will be provided and managed based on the designated IP address(es) and/or login credentials and shall not be shared with or passed on to unauthorized users. 

7.3.    In the case of the Client’s breach of IBFD’s proprietary rights or unauthorized access to IBFD’s product or service, IBFD has the right to limit, suspend or terminate the Client’s Subscription or access, with immediate effect and without prior notice.

IBFD values its relationship with its Clients and considers it of great importance that a Client’s personal data is handled with the utmost care and in compliance with relevant data privacy laws, such as the General Data Protection Regulation (GDPR). Information on why and how IBFD collects, processes and discloses personal data is available in IBFD’s Privacy Statement.

IBFD uses cookies to ensure that its Websites function correctly and completely, and to provide its Clients with the best possible user experience. More information on what cookies are, which cookies IBFD uses and for what purposes, and how the use of cookies can be managed, is available in IBFD’s Cookie Policy.

IBFD is a non-profit foundation rendering its services from the Kingdom of the Netherlands. As such, IBFD’s products and services, as well as all rights, obligations, Agreements, Orders and Offers contained in these General Terms and Conditions, are governed by and subject to the laws of the Netherlands. Any dispute that cannot be reconciled by discussion between the parties shall be submitted to the exclusive jurisdiction of the District Court in Amsterdam, the Netherlands.

These General Terms and Conditions are registered with the Chamber of Commerce (Kamer van Koophandel) of Amsterdam, the Netherlands, under KvK no. 41197411.

IBFD Head Office
Rietlandpark 301
1019 DW Amsterdam
The Netherlands
Postal address: P.O. Box 20237, 1000 HE Amsterdam, the Netherlands

Tel: +31-20-554 0100
Email: info@ibfd.org 
VAT No: NL002952956B01

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